JACKSONVILLE, FLORIDA – 11/01/2026 – (SeaPRwire) – As non-qualified mortgage (non-QM) lending continues to gain traction among borrowers with complex financial profiles, mortgage lenders are seeking technology solutions that can balance growth with accuracy, compliance, and cost control. In response to these demands, LoanLogics has announced that Guild Mortgage has implemented the LoanBeam NQM™ platform to automate income analysis for its expanding non-QM loan offerings.
Guild Mortgage, a nationally recognized retail mortgage lender, selected LoanBeam NQM™ to modernize the way borrower income is reviewed and validated when traditional documentation does not apply. The platform converts borrower bank statements into structured, verified data, enabling lenders to calculate income more efficiently while reducing manual effort and per-loan processing costs.
LoanBeam NQM™ is designed to address the heightened complexity inherent in non-QM lending. By combining artificial intelligence–driven document processing with human verification and intelligent calculation logic, the solution delivers consistent, auditable income analysis. Built-in quality controls, non-sufficient funds (NSF) tracking, and comprehensive audit trails further strengthen pipeline protection and support regulatory compliance.
“Non-QM lending introduces additional risk because borrower income and employment profiles often fall outside conventional guidelines,” said Dave Parker, CEO of LoanLogics. “LoanBeam NQM brings structure and confidence to this process by transforming what was once a manual, error-prone task into a streamlined, digital workflow that lenders can rely on as volumes grow.”
For Guild Mortgage, the decision reflects a broader strategy to responsibly expand access to credit while maintaining operational efficiency. As demand for non-QM products increases, the lender identified automation as essential to supporting safe and scalable growth.
“The non-QM segment is evolving quickly, and income verification is one of the most complex aspects of these loans,” said Erin Watts, Vice President of Product Strategy at Guild Mortgage. “By leveraging LoanBeam NQM, we can automate a traditionally challenging process through a secure and compliant workflow, allowing us to serve qualified borrowers who may not meet conventional criteria.”
LoanLogics’ technology is widely used across the mortgage ecosystem, supporting lenders, aggregators, and investors in automating core components of mortgage manufacturing. With the adoption of LoanBeam NQM™, Guild Mortgage joins a growing group of lenders using data-driven automation to manage risk, improve efficiency, and support product innovation in the non-QM space.
About LoanLogics
LoanLogics provides asset integrity and investor-focused technology solutions for the mortgage industry. Its platforms automate key functions such as income calculation, document processing, and loan file integrity checks, helping mortgage originators, aggregators, investors, and government-sponsored enterprises reduce operational costs and portfolio risk. LoanLogics serves more than 700 clients, including approximately 60 percent of the largest lenders in the United States, with over half of all U.S. mortgage loans processed through its technology. More information is available at www.loanlogics.com.
About Guild Mortgage
Guild Mortgage Co. is a nationally recognized retail mortgage lender operating branches in 49 states and the District of Columbia. Founded in 1960, Guild offers a wide range of mortgage products, including conventional and government loans, down payment assistance programs, and home equity solutions. The company enhances the borrower experience through digital tools such as a mobile app, online portal, mortgage calculators, and real-time loan updates, supported by an in-house loan servicing team. Additional information can be found at www.GuildMortgage.com.